Akahu Account Connectivity API (Enduring)
by Akahu · Open banking and CDR · New Zealand
A cloud API that gives third-party applications ongoing, consent-based access to user financial account data and payment initiation across New Zealand banks and financial institutions.
What Akahu Account Connectivity API (Enduring) does
- Ongoing access to account balances and transaction data across connected NZ banks
- Payment initiation via API call once a bank account is connected
- Enriched transaction data including merchant name, category, logo, location, website, and NZBN
- Identity verification and bank account verification
- Regulated CDR connectivity for ANZ, ASB, BNZ, Kiwibank, and Westpac
- Classic connections for smaller banks and non-bank providers not yet in the regulated system
- Accredited intermediary model so app developers do not need their own CDR accreditation
- Stable unique identifiers for each transaction to support synchronisation
- Support for one-off and enduring consent flows
What Akahu Account Connectivity API (Enduring) is used for
- Personal financial management and budgeting apps
- Accounting and tax software bank feeds
- Payroll services funding payroll payments
- Investment platform account funding
- Open banking data sharing for consumers
Who Akahu Account Connectivity API (Enduring) is for
- Fintech developers
- Accounting software vendors
- Payroll providers
- Investment platforms
- Government agencies
About Akahu
Open finance API platform for New Zealand: account connectivity, payment initiation, transaction enrichment (Genie), and loan application processing (Akahu Apply).
Akahu in the vendor registry: its products, features and similar vendors.
Also by Akahu
- Payments: Initiate payments directly from connected bank accounts via simple API calls.
- Data: Request one-off or ongoing access to transactions, balances, and account metadata from multiple financial institutions.
- Verification: Use bank-held data for KYC, AML, and other compliance use cases.
- Genie: Transaction enrichment engine that enriches raw transaction descriptions with merchant details without requiring connected accounts.
- Akahu Apply: Optimises loan applications and financial assessments combining open banking connectivity, PDF processing, and data enrichment.
- Transaction Data: Unified stream of standardised and enriched transaction data across financial institutions.
More in this category: Open banking and CDR software.
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