Data APIs
by Atto · Open banking and CDR · Edinburgh, United Kingdom
Transaction and account data access
What Data APIs is used for
- Transfer account and transaction data from customer banks
- Store received data and manage refresh or deletion
- View account holder details and enriched transactions after consent
- Categorise customer spending into categories and classes
- Support credit and risk decisions with bank data
Who Data APIs is for
- Non-bank lenders
About Atto
Open banking data and predictive models for affordability, income verification and collections decisions in lending.
Atto in the vendor registry: its products, features and similar vendors.
Also by Atto
- Connect: Widget for consented bank data sharing
- Affordability: Repayment capacity from enriched transactions
- Income Verification: Verification of multiple income streams
- Emerging Financial Distress: Early warning of default risk
- SME Financial Health: Small business account trend analysis
More in this category: Open banking and CDR software.
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