Core Banking Stack

by M2P Fintech · Core banking · Chennai, India

A modular, API-first core banking platform covering deposits, payments, lending, cards, fraud and compliance for financial institutions.

Core Banking Stack is a modular, API-first core banking platform that covers deposits, payments, lending, cards, fraud and compliance in a configurable and scalable system. It is designed for banks and other financial institutions seeking to run modern banking operations from a unified core. The platform includes embedded AI agents for fraud detection, customer service or banking assistance, and compliance and reporting, intended to automate operational tasks within the banking workflow. It is positioned as part of a wider unified stack alongside payments, lending and card issuance products, enabling institutions to manage multiple financial services from a single platform.

What Core Banking Stack does

• Deposits management
• Payments processing
• Lending functionality
• Card management
• Fraud detection
• Compliance management
• Full configurability
• API-first architecture

What Core Banking Stack is used for

• Running modern banking operations
• Managing deposits and payments
• Fraud detection
• Compliance and reporting

Who Core Banking Stack is for

• Banks

About M2P Fintech

API platform for core banking, lending and payments used by banks and fintechs across more than 30 countries.

M2P Fintech in the vendor registry: its products, features and similar vendors.

Also by M2P Fintech

• Core Banking: Modular API-first core for deposits, payments and lending
• Core Lending Suite: A platform covering the complete lending lifecycle from origination through to collections.
• Debit and Credit Cards: Card issuing programs
• Neobanking: Digital banking for new propositions
• Cross-Border Payments: International payment services
• Payments with Decision Intelligence: A unified payments orchestration stack covering prepaid cards, UPI, merchant acquiring, fleet management and cross-border payments.

More in this category: Core banking software vendors.

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