Financial Statement Analyser
by Perfios · Lending and origination · Bengaluru, India
Automates extraction, validation and risk assessment of financial statements for credit decisions.
Financial Statement Analyser automates the extraction, validation and risk assessment of balance sheets, profit and loss statements and cash flow reports. It uses AI to capture revenue, expenses, liabilities and key ratios, flag inconsistent reporting and potential fraud, and generate financial summaries and borrower risk scores. Documents can be submitted via API, batch processing or manual upload, in PDF, scanned image or structured data formats. It is used by lenders and credit teams to speed up loan approvals and credit decisions, and integrates with loan origination, credit risk and financial planning systems.
What Financial Statement Analyser does
- Automated financial data extraction
- AI-powered risk assessment
- Multi-format processing (PDF, scanned images)
- Fraud and anomaly detection
- API integration with LOS/credit risk systems
- Cash flow and profitability trend analysis
What Financial Statement Analyser is used for
- Credit decisioning
- Loan underwriting
- Risk profiling
- Fraud detection in financial statements
- Investment due diligence
About Perfios
Digital lending, underwriting analytics and onboarding software for banks and financial institutions.
Perfios in the vendor registry: its products, features and similar vendors.
Also by Perfios
- Bank Statement Analyser: Converts bank statement data into structured client insights used by underwriters for credit assessment.
- Digital Lending platform: End-to-end digital lending journeys
- Credit Assessment Module: Credit appraisal for lenders
- Digital Onboarding: Customer onboarding with video KYC and KYB
- Perfios Analyse: Bank statement and financial document analysis
- Perfios Verify: Identity and KYC verification
More in this category: Loan origination and lending software.
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