Deposit Switch
by Pinwheel · Digital banking · United States
Industry-leading direct deposit switching API covering 100% of U.S. payroll scenarios with credential-less PreMatch technology.
What Deposit Switch does
- Capture direct deposits with 2x conversion improvement
- 100% credential-less switching experience via PreMatch
- AI-optimized conversion algorithm
- Covers 100% of U.S. payroll scenarios
- Flexible switch methods across 2000+ partner network
What Deposit Switch is used for
- Move users' direct deposit to new bank
- Win primary account relationships
- Accelerate customer activation at onboarding
Who Deposit Switch is for
- Banks
- Fintechs
- Neobanks
About Pinwheel
Direct deposit switching, bill payment switching, income verification, and payroll-connected banking APIs.
Pinwheel in the vendor registry: its products, features and similar vendors.
Also by Pinwheel
- Bill Switch: Bill payment switching API for ACH and card-on-file recurring payment migration from legacy banks.
- Switch Kit: Bundled deposit switch and bill switch solution for capturing both direct deposits and bill payments in a single onboarding flow.
- Verify: Real-time income, employment, and identity verification API sourced directly from payroll systems.
- Bill Manager: Subscription management API for identifying, managing and cancelling recurring bills to boost customer engagement.
- Banking Personalization: Advanced banking personalization leveraging real-time income, investments and payment data for 360-degree customer understanding.
- Taxes: Payroll tax API to retrieve W-2s, 1099s and paystubs directly from payroll without user uploads or fraud risk.
More in this category: Digital banking platforms.
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Built by Vederca from public sources, last updated 2026-10-18.