Upstart
AI lending marketplace that connects consumer borrowers with bank and credit union partners, applying machine learning underwriting to personal loans, auto lending, home equity lines of credit and small dollar loans.
Upstart Holdings, founded in 2012 and headquartered in San Mateo, California, operates an AI lending marketplace that connects consumers with roughly 100 bank and credit union partners for personal loans, auto lending, home equity lines of credit and small dollar loans. The company went public in late 2020 and trades on Nasdaq under UPST, with about 1,200 employees as of 2024. Lending partners named in its announcements include Customers Bank, First Commonwealth Bank and multiple credit unions, with Cross River Bank a long-standing originating bank partner.
- Headquarters: San Mateo, United States
- Company size: 1000+ employees
- Founded: 2012
- Categories: AI, Lending and origination
- Website: upstart.com
Upstart products
- Personal lending platform: AI-underwritten personal loans originated through partner banks and credit unions. (AI)
- Auto lending: AI-based auto loans and refinancing offered through lending partners. (AI)
- Home equity (HELOC): Home equity lines of credit underwritten on the Upstart platform. (AI)
- Small dollar loans: Smaller short-term loans for borrowers, originated through partner lenders. (AI)
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Listing built by Vederca from public sources, last updated 2026-10-18.